SKUPay®: Precision Control for Every Dollar Spent

SKUPay is a modern, purpose-driven engine and merchant network that combines seamless mobile wallet delivery with granular, SKU-level transaction controls. Replace legacy, "blind" funding with secure digital payments restricted by category, location, or item—ensuring every dollar drives the precise outcome you intended.

5 Seamless Steps to Intentional Spend

Future-proof the checkout experience with frictionless, compliant transactions.

Set Guardrails Instant Provisioning Real-Time Validation Seamless Checkout Immutable Verification
Set Guardrails

Program managers set granular rules—restricting spend from the merchant category all the way down to a specific product.

Set Guardrails
Instant Provisioning

Give sponsors measurable campaigns with real-time redemption data and item-level visibility that proves promotional performance.

Instant Provisioning
Real-Time Validation

Deliver personalized incentives before, during, and after the event that keep fans connected long after they leave the venue.

Real-Time Validation
Seamless Checkout

Learn who engaged, what they purchased, and how promotions influenced behavior to build smarter future campaigns.

Seamless Checkout
Immutable Verification

Know exactly where incentive dollars are redeemed with secure, item-level validation and real-time reporting.

Immutable Verification

The SKUPay Ecosystem

The SKUPay Ecosystem
Provisioning

Delivery Without the Drop-of

  • 98% Activation Rate: Drive industry-leading engagement by meeting customers where they already transact.
  • No-App Experience: Eliminate the 70% drop-off rate common with traditional forced app downloads.
Verify

Built-In Control

  • Item-Level Precision: Drive precise outcomes by approving or declining individual SKUs within a single basket.
  • Tender Agnostic: Integrates with any digital tender cards, tokens, or private currencies.
Analyze

Clearer Results

  • Fraud Elimination: Replace vulnerable paper coupons and unrestricted cash with secure, traceable digital payments.
  • Verified ROI: Capture first-party data on exactly how, where, and when funds are used.
  • Reporting API: Automate transparency by pulling real-time data directly into your reporting tools.

High-Value Traffic for Merchants

Turn your store into a destination for intentional spending without adding operational complexity. Join the zero-friction SKUPay network that brings customers to your aisles.

No Hardware Upgrades

No Hardware Upgrades

Our patented engine works with your existing POS no new equipment required.

Instant Item-Level Approval

Instant Item-Level Approval

Automatic split-tendering keeps lines moving by seamlessly separating non-compliant items.

Guaranteed Settlement

Guaranteed Settlement

Every transaction provides near real-time settlement and automated reconciliation.

Ready To See SKUPay
In Action?